Terms and Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") govern your use of the S2K2 INVEST mobile application ("App") operated by S2K2 TRUST LLC ("Company," "we," "our," or "us"). By downloading, installing, or using the App, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use the App.

2. App Description

S2K2 INVEST is a mobile application designed to help you manage your personal financial portfolio with the core principle of "Wealth. Simplified. Offline." The App provides:

• Portfolio tracking and management
• Transaction recording and monitoring
• Investment project organization
• Financial reports and analytics
• Offline data storage and management

The App is designed to work primarily offline, with your data stored locally on your device.

3. User Responsibilities

3.1 Account Security

You are responsible for:

• Maintaining the confidentiality of your PIN
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Keeping your device secure and updated

3.2 Data Accuracy

You are responsible for:

• Ensuring the accuracy of all financial data you enter
• Regularly backing up your data
• Verifying the correctness of calculations and reports
• Updating information as needed

3.3 Prohibited Uses

You may not use the App:

• For any unlawful purpose or in violation of any laws
• To transmit harmful or malicious code
• To attempt to gain unauthorized access to our systems
• To interfere with the proper functioning of the App
• To reverse engineer or decompile the App

4. Financial Information Disclaimer

The App is designed for personal use only and should not be used for:

• Professional financial advisory services
• Investment recommendations to others
• Regulatory compliance reporting
• Tax preparation without professional review

5. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information.

View our Privacy Policy →

Key points about your data:

• Data is stored locally on your device
• You control your data and can clear it at any time
• We do not automatically sync your financial data to our servers
• You are responsible for backing up your data

6. App Availability and Updates

We strive to provide continuous access to the App, but we do not guarantee:

• Uninterrupted access to the App
• Compatibility with all devices or operating systems
• Availability of specific features at all times
• Data preservation during App updates

We may update the App from time to time to improve functionality, fix bugs, or add features. You are responsible for keeping the App updated.

7. Limitation of Liability

To the maximum extent permitted by law, S2K2 TRUST LLC shall not be liable for:

• Any financial losses or investment decisions made using the App
• Data loss, corruption, or unauthorized access
• App downtime, errors, or technical issues
• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities

Our total liability to you for any claims arising from these Terms or your use of the App shall not exceed the amount you paid for the App, if any.

8. Disclaimers

The App is provided "as is" without warranties of any kind, either express or implied, including:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of data
• Warranties that the App will meet your requirements
• Warranties regarding security or freedom from errors

9. Intellectual Property

The App and its original content, features, and functionality are owned by S2K2 TRUST LLC and are protected by international copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute the App
• Reverse engineer or attempt to extract source code
• Remove or alter any proprietary notices
• Use our trademarks without permission

10. Termination

We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including if you breach these Terms.

You may stop using the App at any time by uninstalling it from your device. Upon termination:

• Your right to use the App will cease immediately
• Data stored locally on your device will remain until you delete it
• We are not responsible for data recovery after termination

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the App shall be resolved in the courts of Delaware.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by:

• Posting the updated Terms in the App
• Updating the "Last updated" date
• Sending you a notification through the App

Your continued use of the App after any modifications constitutes acceptance of the updated Terms.

13. Contact Information

If you have any questions about these Terms, please contact us:

14. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.