Privacy Policy

1. Introduction

S2K2 TRUST LLC ("we," "our," or "us") operates the S2K2 INVEST mobile application ("App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

S2K2 INVEST is designed with a core principle of "Wealth. Simplified. Offline." This means that your financial data is primarily stored locally on your device, with minimal data transmission to our servers.

2. Information We Collect

2.1 Financial Data

The App collects and stores the following types of financial information locally on your device:

• Portfolio values and investment amounts
• Transaction history (inflows and outflows)
• Project/asset details and performance data
• Investment returns and profit/loss calculations
• Reports and analytics data
• User-created notes and project descriptions

2.2 Device Information

We may collect limited device information including:

• Device type and operating system version
• App version and usage statistics
• Crash reports and error logs (anonymized)

2.3 Authentication Data

The App uses a PIN-based authentication system. Your PIN is stored locally on your device using secure encryption and is never transmitted to our servers.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain the App's functionality
• To process and display your financial data locally
• To generate reports and analytics
• To improve App performance and user experience
• To provide customer support when requested
• To comply with legal obligations

4. Data Storage and Security

4.1 Local Storage

Your financial data is primarily stored locally on your device using industry-standard encryption. This offline-first approach means:

• Your data remains on your device and is not automatically synced to our servers
• You have full control over your data and can clear it at any time
• The App functions without an internet connection
• Data is protected by your device's security measures and our encryption

4.2 Security Measures

We implement appropriate security measures to protect your information:

• PIN-based authentication with secure local storage
• Data encryption at rest and in transit
• Secure coding practices and regular security audits
• Limited data collection and minimal server interaction

5. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal financial data to third parties. We may share information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or court orders
• To protect our rights, property, or safety
• In connection with a business transfer or acquisition

6. Data Retention

Since your data is stored locally on your device:

• Data persists until you choose to clear it using the "Clear All Data" feature
• You can delete individual projects, transactions, and notes at any time
• Uninstalling the App will remove all local data
• We do not retain copies of your financial data on our servers

7. Your Rights and Choices

You have the following rights regarding your data:

• Access: View all your data stored in the App
• Modify: Edit or update your financial information
• Delete: Remove individual items or clear all data
• Export: Download your data in a portable format (if available)
• Control: Manage data storage and privacy settings

8. Third-Party Services

The App may integrate with third-party services for:

• Crash reporting and analytics (anonymized data only)
• App store distribution and updates
• Customer support services

These services have their own privacy policies, and we encourage you to review them.

9. Children's Privacy

The App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last updated" date at the top of this policy
• Sending you a notification through the App (if applicable)

Your continued use of the App after any modifications constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

12. Terms and Conditions

This Privacy Policy is part of our Terms and Conditions. By using the S2K2 INVEST App, you agree to both this Privacy Policy and our Terms and Conditions.

View our complete Terms and Conditions →